For many people approaching retirement, the question isn't simply whether the mortgage is paid off. Property taxes, insurance, maintenance, utilities, HOA fees and the cost of keeping more house than you need can all affect how much retirement actually costs.
In this video, we look at the retirement housing decision and why downsizing, staying put, moving to a 55+ community or choosing another housing option deserves serious consideration before retirement.
Most retirement advice looks at one income at a time. We didn’t. In this downsizing for retirement video, we model retirement as a couple—using real pension income, Social Security timing, and three housing choices: staying, renting, or buying a condo. We stress-tested everything, even a 23% Social Security cut. One option consistently delivered more stability, flexibility, and peace of mind. If you’re planning retirement with a spouse, this framework can change how you think about housing and income.
In this video, we share why we sold our large home, downsized to a condo, and moved from being house poor to life rich. We walk through the home we sold, the condo we moved into, and the real financial and lifestyle value we gained by simplifying our lives before retiremen
Curious about the true cost of "buying a manufactured home"? We explore whether this option can significantly reduce expenses for your "retirement lifestyle." This video offers practical insights for your "retirement planning," especially if you're considering "downsizing" to achieve greater "financial freedom."
For decades, one of the standard rules of retirement planning has been simple: pay off your house before you retire.
We’re doing the opposite.
When we downsized, we could have put considerably more money into our condo and entered retirement with a much smaller mortgage. We deliberately chose not to.
Can Medicare beneficiaries really get Zepbound for $50 per month? In this video, I break down the Medicare GLP-1 Bridge Program, how it works, who may qualify (BMI Requirements), and what retirees need to know before getting excited about the headlines.
After Seven Months living in a 55+ community, we're finally sharing the honest truth — the good, the bad, and the real numbers. If you're thinking about downsizing for retirement or wondering if a 55+ community is right for you, this is everything we wish someone had told us before we made the move.
In this video, we'll explore the critical question you must ask yourself before retiring, to ensure you're prepared for a happy retirement and can retire well. We'll discuss how to create a simple retirement plan that aligns with your values and goals, and how to design a purpose-driven life that brings you happiness and satisfaction.
Retirement living, senior lifestyle, retirement tips, how to retire, 55+ communities, low income living — downsizing can transform your retirement by helping you live more with less. This video explains how simplifying your home and habits can reduce stress, cut expenses, and create a more meaningful retirement lifestyle. Learn when to retire, how to right‑size your space, and why intentional living leads to greater freedom in your next chapter.
What if the biggest thing standing between you and a better retirement lifestyle isn’t money… but the things you can’t let go of? In this video, we talk honestly about the emotional weight of sentimental items, family keepsakes, old furniture, storage units, and the hidden cost of holding onto a past version of life. For many people planning retirement, downsizing feels less like a financial decision and more like an emotional battle.
We almost signed a check that would have cost us our entire retirement — and it wasn't a scam. It was a timeshare. In this video, we walk through five retirement mistakes we nearly made, with the timeshare as the one that would have cost us the most.. These aren't things we read about. These are things we almost did — with real numbers and real consequences.
Join us as we share our personal journey of retiring with $250K and why we believe the $1M rule is wrong for our retirement lifestyle. As we navigate the world of senior lifestyle and retirement living, we've learned valuable retirement tips and tricks for how to retire comfortably on a low income.
So many people delay retirement waiting for a “perfect number” that never feels big enough. But after a certain point, retirement planning becomes less about accumulating more wealth and more about building a life you actually want to live.
This video is for anyone interested in relationship stories that challenge the norm. Whether you are navigating your own senior lifestyle or simply looking for honest parenting lessons, there is wisdom in their experience. I hope these marriage advice insights help you reflect on your own journey as much as they have helped me.
© 2026 Morgansoft Media. All rights reserved.
Original music written by D Alan Morgan and published by Morgansoft Media, a BMI-affiliated music publisher.
We use cookies and Google Analytics to understand how visitors use this site, including pages viewed and links clicked. This helps us improve the website and evaluate our advertising. Select Accept to allow analytics cookies or Decline to continue without this tracking. Learn more in our Privacy Policy.